Herbert R. Sim (HRS) website (“us”, “we”, or “our”) operates HerbertRsim.com, TheBitcoinMan.com, CypherPunkGirl.com, CypherPunksManifesto.com, CypherPunkManifesto.com, CypherPunkCode.com and ☓.com (by the unicode/punycode of xn--33h.com), also known as Herbert R. Sim, website (the “Service”).

By using HRS you hereby agree that:
1.1 You are solely responsible for your own decisions and investments you make.
1.2 We cannot be blamed or accused for anything you do.
1.3 We cannot be held responsible for any losses.
1.4 We cannot cover any losses you might have.
1.5 We will not cover any losses at all.
1.6 HRS can post sponsored stories and press releases paid by any party clearly marked “Sponsored” or “Press Release”.
1.7 HRS can advertise for any service, product, and cryptocurrency on the site.
1.8 It is up to you to vet and do due diligence on services in our articles, ads, and sponsored stories if you chose to use them.

2. Images and Content
2.1 Some images and text are gathered from the world wide web. We try to make sure that they are legal to re-distribute on our news site. However, do you find any images or content that we are infringing please send us an email to herbert.rafael.sim (at) gmail.com and we will make sure they are promptly removed.
2.2 HRS cannot be held responsible for anything by any party’s article published on HRS that is clearly marked “Sponsored” or “Press Release”. Disputes about such articles should be solved with Herbert Sim: herbert.rafael.sim (at) gmail.com.

3. User Activity
3.1 Comments on articles should contain information related to the post content. Other general comments will be promptly removed.
3.2 Spamming, bad language, non-informative comments/posts will be removed without notice.
3.3 Multiple breaches may get your user banned and deleted from HRS.

4. Advertisement on HRS
4.1 HRS does not take any responsibility for advertisements on HRS by third parties. It’s solely up to each user/reader to do a due diligence before purchasing or using a service/product.
4.2 HRS does not cover any loss caused by third party advertisers.

5. Use of Cookies
By using HRS you agree to the use of cookies like Google Analytics, Google Adsense, Vuukle, Adligature / Google DFP.

6. Governing Law
This agreement is governed in accordance with the laws of Singapore.

7. Legal Disputes
Legal disputes must be resolved by the court of law in Singapore.

8. Terms & Conditions (T&C)
T&C will be updated continuously.